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River during regular business hours, by mail, online, or in provided drop boxes 24 <br /> hours per day. Drop boxes are provided outside the ERMU office and beside the post <br /> office boxes located off Freeport Street, north of the post office. Drop box locations <br /> may be changed from time to time. Automatic payment plans are available with Bank <br /> Pay. <br /> 9.0 Budget Plan <br /> A) Customers that have a year's worth of history at their current location can request to <br /> be put on the budget payment plan. Budget payments will be due on the 15th of each <br /> month and will be 12 equal monthly payments based on the customers' previous <br /> utility history. ERMU will review all accounts on an annual basis to ascertain the <br /> reasonableness of the budget under current rates or conditions of use of service, and <br /> the monthly payment will be adjusted accordingly. The following criteria must be met <br /> in order to qualify for the budget program: <br /> 1) The budget payment plan is available upon request, along with a signed and dated <br /> application form and approval by ERMU. <br /> 2)Budget customers are required to be enrolled in the "automatic bill payment" <br /> program. <br /> 3)Account status must be at a zero balance prior to starting the budget payment plan. <br /> 4) The budget payment plan and automatic bill payment will be cancelled, effective <br /> immediately, if any payment made is unable to clear the bank for NSF or any other <br /> reason. <br /> 10.0 Credit and Collection Policies <br /> A)Bills paid after the 15th of the month are considered late and may subject customers to <br /> additional deposit requirements. <br /> B)Any check given in payment for services that is returned by the bank marked NSF, <br /> will be subject to a NSF fee per the ERMU fee schedule. The NSF fee will be added <br /> to the account. <br /> 11.0 Delinquency Notice <br /> A)Bills are mailed on approximately the 25th of the month, and are due on the 15th of the <br /> next month. On the 16th the bills become past due and a penalty of 10% is added to <br /> the bill. On the 17th day(or next business day) a Reminder Notice/Notice of <br /> Delinquency is mailed to customers who are past due. <br /> 12.0 Disputed Bills <br /> A)A customer who disputes the amount of their bill or is unable to pay the full amount of <br /> the bill due to temporary financial difficulties shall have the right to an informal <br /> conference with a Customer Service Representative in the ERMU office on business <br /> days, during normal working hours. Said employee shall have the authority to make <br /> arrangements with the customer on the deferred payment schedule of that bill, and <br /> shall also have the authority to review and recommend adjustments concerning the <br /> amount of their bill. <br /> 39 <br />