6.0. HRSR 06-24-2002 - Laserfiche WebLink

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• • I have not owned a home or any land in the past 3 years (if you own a trailer home, you might still qualify) • I have not filed for bankruptcy in the last year, or, if I filed in the previous 7 years, I have improved my spending habits • I do not have more than $1,000 in collections, charged off credit accounts or judgements against me ($2,000, if medical) • I do h ave fiv e o r more d ifferent accounts in arrears, collection or judgements • My family is willing to put in 300-500 hours of work toward the construction of Habitat homes (non-construction activities are available if you are unable to do physical work) • I will attend home buyer education classes • No one in my household is or will ever be involved in criminal activity • I am willing to learn as much as possible necessary to become a successful home owner, and am ready to assume the responsibilities of home ownership • My family's income meets the Habitat for Humanity income guidelines • I want to become a part of the Habitat family, including being a positive partner with Twin Cities Habitat for Humanity 2002 Income Guidelines (from all sources) Family Minimum 1Maximum Monthly Monthly Gross Size y y Gross Income Income '1-2 1$1,290 $2,150 ' 4110 3 $1,400 $2,420 14 $1,510 $2,690 15 $1,570 $2,900 16 $1,620 $3,120 7 $1,670 $3,330 8 $1,700 $3,550 19 $1,730 $3,760 110 $1,750 $3,980 Income guidelines are only TENTATIVE are subject to change. How do I Apply? The first step to becoming a Habitat homeowner is to attend a Home Buyer Orientation. At this informational session you will find out all you need to know about Habitat for Humanity's home ownership program and the next steps you will need to take in order to fill out a home buyer application. Our orientations are only offered during limited times of each year. If you are interested in attending one, call our office at 612-331-4090 and give us your name and address. You will be contacted about an upcoming orientation. The next orientations will take place late in the fall of 2001 or early in the year 2002. What Kind of Homes Does Twin Cities Habitat Build? Twin Cities Habitat for Humanity builds high quality homes in a variety of styles in many Twin Cities communities, including both cities and suburbs. We rehab existing, • or build new, single family homes in many city and suburban neighborhoods throughout the Metro Area. Twin homes (two single-family units that share a wall) and townhomes (multiple-unit, side-by-side homes) are quickly becoming one of our