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• most popular home styles, though. Many home buyers are fortunate to enjoy the no- <br /> maintenance feature of Habitat townhomes. <br /> Twin Cities Habitat for Humanity Supports Diversity <br /> Habitat is firmly committed to being a just and richly diverse organization. We <br /> therefore welcome applicants of every race, color, religion, gender, marital status, <br /> national origin, age, disability, political affiliation or belief, sexual orientation and <br /> status with regard to public assistance. <br /> What if I Have Credit Problems? <br /> Habitat wants to sell homes to low-income families in need who have demonstrated <br /> that they are able to handle their finances responsibly. If you have had problems <br /> with finances in the past, that's okay, as long as you are currently making timely <br /> payments on all debts and do not have an excessive amount of debt today. If you <br /> are concerned about your debt, we recommend that you contact: <br /> Organization Phone Who They Are <br /> Consumer Credit 612-874- They are a nonprofit money management, budget <br /> Counseling 8164 counseling and housing counseling service. <br /> Services itilliliAlA <br /> Family Service They provide credit counseling and hold workshops <br /> Inc. and Credit 651-222- and follow-up counseling designed for low to <br /> Counseling 0311 moderate income persons who would like to <br /> • <br /> become home owners. <br /> ? ! El <br /> Did you know...More than 100,000 houses have been built by Habitat for Humanity in <br /> -.c 82 countries around the world with plans to reach 200,000 homes by 2005. <br /> �.x <br /> ,: 1 re. 4 Habitat Volunteering: Not Just <br /> .= -`-t for Hard-hats! <br /> Good with a hammer? Join a construction crew. <br /> Barely recognize a hammer? Volunteer in our office, serve on a committee, <br /> mentor a family, or participate in another non-construction role. <br /> Got an extra hammer? Donate materials to Habitat. <br /> Non-Construction Opportunities <br /> Picture Habitat for Humanity. What do you think of? Most of us imagine saws, <br /> sanding, shingles, and sheet rock. It's true that good old construction is the <br /> • backbone of our mission. But hundreds of Twin Cities Habitat for Humanity's <br /> volunteers never buckle on a tool belt! Our behind-the-scenes volunteers serve on <br /> committees, help out in the warehouse, mentor families, and help out in our office. <br />