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~ ,:.~, 2 ~- "'~. 'fir: <br />'~ <br />~ ~, ° . <br />4~~~~ .l <br />~k.' .. ~. <br />f< <<, ., _. ~ .,. .. <br /> <br />~~' ;~r. ~' ~ _ ,_ <br />t~.~ 4;' ~ .. ~r.. .. <br />}iolw this {plan aptio~~ vvork~ <br />Alenlbers earl see any health care provider of their clu,ice <br />for ImOSt a,Vered SerVlceS - without reterralS. FOr SOllle <br />sen~ices, file best benefits are available ~a~hen nletnbers see <br />health rare pnn~'iders in our state~~wide Blue Cross (Aware ) <br />network. The Blue Cress network includes priman- care <br />clinic,, specialists and hospitals. Nerivork providers take care <br />of all claims paperwork. <br />P~etvvork hroviders n~ivan sa~rin~s <br />By using the e-tensive net~a~ork of health care providers, <br />nletnbers avoid hidden costs. All those providers have agreed <br />to acceptthe"allowed amount" specified intheir contracts as <br />frill payment for covered sen-ices. The BlueCard` program <br />ea-tends that protection across file United States atld even <br />worldwide tllrou~h the"Traditional" net~«,rk. <br />If a member sees a health care provider ~vho doesn't have a <br />contract ~~~th Blue Cross (a nonparticipating provider), the <br />member is responsible for any deductible, the coinsurulce <br />amount applied to the allowed amount, and the difference <br />between the actual bill and file allowed amount <br />~xp~ct ~~~ore with E31uzPrint f~f~ Health`' <br />Take advantage of programs designed to improve health <br />atld pCOdilctlvlty: htneSS d1SCOL1ntS • EAp • .'.4-hour I1L1CSe <br />advice line • prenatal support •stop-smoking program • <br />ease'-to-use health information at our online wwellness center <br />• Blueprint for Health care support, our groundbreaking <br />progr:un for members ~~~itll chronic conditions. These <br />programms are offered at no additional charge to groups. <br />r <br />