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A-1 <br />EXHIBIT A <br />Main Street Family Services Family Resource Center Guide for Use of SAHA Funds <br /> <br />The following requirements shall govern services provided by Main Street Family Services (the <br />“Consultant”) in administering Minnesota Affordability Housing Aid (“SAHA”) received from <br />the City of Elk River (the “City”): <br /> <br />I. Use of Funds. SAHA received by the Consultant from the City shall only be used as <br />follows: <br /> <br />• Funds must be used for housing-related expenses, such as: <br />o Lease, rent or mortgage assistance <br />o Utility payments and disconnects, including telephone and internet services. <br />o Emergency shelter support to help with transitions and housing <br />o Security deposits or application fees <br />• SAHA may be utilized for emergency rental assistance that will prevent an eviction or <br />secure housing for anyone who is homeless, and have a household earning of less <br />than 80% of the area median income for the Minneapolis-St. Paul-Bloomington, MN- <br />WI HUD Metro FMR Area, which includes Sherburne County, as defined by HUD <br />and available for verification at https://www.huduser.gov. <br />• Payments shall not exceed $3,000 per household per year without approval from the <br />City’s authorized representative. <br />• No payment will be directly given to recipients. <br /> <br />II. Eligibility Criteria. Consultant shall ensure SAHA is used to aid individuals and <br />families based on the following criteria: <br /> <br />• Must be a resident of Elk River. <br />• Must demonstrate financial need or housing instability. <br />• Priority may be given to families with children, seniors, or individuals with <br />disabilities. <br />• Funds are not available for crises resulting from fraud or misrepresentation on the <br />part of the individual or family. <br />• Any housing-related emergency prompting the individual or family to seek assistance <br />must not have been caused by money mismanagement, defined as follows: <br />o Repeated inability to plan the use of income to meet necessary expenditures. <br />o Repeated failure to meet obligations for rent, utilities, food, and other essentials. <br />o Repeated eviction notices and/or utility disconnects. <br />o Repeated use of Emergency Assistance funds. <br />o Utilizing money on unnecessary purchases that may have led to or caused an <br />emergency. <br />• Funds will be approved for the most cost-effective solution. <br />• Payment in combination with other resources must be able to resolve the emergency, <br />not just postpone it. <br /> <br />Page 65 of 322