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Commercial Loan Programs <br /> • Up to $100,000 <br /> • Up to 10 year loan terms <br /> • For-profit entities <br /> Rates from 1 % - 5.99% <br /> • Non-profit entities (501 c3) <br /> 0% loan for Xcel OSES Lighting Projects <br /> • Eligible projects include upgrades to: <br /> Geothermal <br /> Lighting technology <br /> HVAC controls <br /> Refrigeration equipment <br /> Envelope air sealing and insulation <br /> Solar <br /> cee0 Fg. 0 <br /> Center for Energy and Environment <br />