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Home Improvement Programs <br /> • Home Improvement <br /> Funded by CEE and MHFA <br /> Rates range from 2% - 3.75% <br /> Up to $50,000 <br /> Up to 20 year loan terms <br /> Rates range from 0% - 3.75% <br /> Debt to Income Ratio of 48% (MHFA), 43% (CEE) <br /> Loan to Value Ratio of 110% (MHFA), 100% (CEE) <br /> MHFA income limit of $154,600 (qualifying income) and no <br /> income limit for CEE Program <br /> Unsecured options available <br /> cee ,. <br /> Center for Energy and Environment <br />