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<br /> <br /> 42 <br />January 2020 <br />44. HEALTH INSURANCE COVERAGE <br /> <br />For eligible employees who regularly work 30 hours per week, and enroll in a health <br />insurance plan provided by the Utilities, the Utilities will pay seventy-five percent (75%) <br />of the monthly premium per employee/family for health insurance. The Utilities currently <br />offers a Health Savings Account-related plan. Plans and plan designs may change from <br />time to time. The amount of the monthly premium for a health insurance plan over and <br />above 75% of the total monthly premium for health care coverage is the responsibility of <br />the employee. Employees should consult the Summary Plan Descriptions of the available <br />plans for details regarding coverage and eligibility. A copy of these descriptions will be <br />provided to employees and is available upon request. <br /> <br /> <br />45. DENTAL INSURANCE <br /> <br />Eligible employees who regularly work at least 30 hours per week and who enroll in the <br />Utilities’ dental insurance plan, the Utilities will pay seventy-five percent (75%) of the <br />monthly premium per employee/family for dental insurance. Any monthly premium over <br />and above 75% of the dental coverage is the responsibility of the employee. Employees <br />should consult the Summary Plan Description for details regarding coverage and eligibility. <br />A copy of this description will be provided to employees and is available upon request. <br /> <br /> <br />46. LONG-TERM DISABILITY <br /> <br />A Long-Term Disability Plan is provided to eligible employees who regularly work at least <br />30 hours per week. Schedule amount: 60% of Monthly Earnings subject to a maximum <br />amount of $5,000.00 per month. Employees must be employed for two (2) months to <br />qualify for coverage. Employees should consult the Summary Plan Description for details <br />regarding coverage and eligibility. A copy of this description will be provided to <br />employees and is available upon request. <br /> <br /> <br />47. LONG TERM CARE INSURANCE <br /> <br />Long Term Care Insurance is available to employees, at the employee’s election and <br />expense, upon application and approval by the insurance provider. Employees should <br />consult the Summary Plan Description for details regarding coverage and eligibility. A <br />copy of this description will be provided to employees and is available upon request. <br /> <br /> <br />48. LIFE INSURANCE <br /> <br />Life insurance is provided to each employee at a rate of Two and One Half times (2½) the <br />employee’s annual salary, to a maximum of $85,000.00. Employees should consult the <br />129