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<br /> <br />risen over 1% in the last 12 months, history has demonstrated rates can fall just as quickly. <br />Although it is tempting to “ride rates up” in the near-term, a consistent investment approach <br />using a laddered portfolio, blending shorter- and longer-term securities, will provide predicable <br />investment revenue over time, while mitigating interest rate risk. <br /> <br />Ehlers Investment Partners, with a combined five decades of staff experience, assists all forms of <br />local governments in the development and implementation of investment strategies. Contact an <br />Ehlers Investment Partners advisor today for assistance in evaluating your current investments <br />and developing a strategy for consistent and predicable revenue. <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br />IMPORTANT INFORMATION: PLEASE READ <br />The information contained herein reflects, as of the date hereof, the view of Ehlers & Associates, Inc. (or its applicable af filiate <br />providing this publication) (“Ehlers”) and sources believed by Ehlers to be reliable. No representation or warranty is mad e <br />concerning the accuracy of any data compiled herein. In addition, there can be no guarantee that any projection, forecast or <br />opinion in these materials will be realized. Past performance is neither indicative of, nor a guarantee of, future results. The <br />views expressed herein may change at any time subsequent to the date of publication hereof. These materials are provided for <br />informational purposes only, and under no circumstances may any information contained herein be construed as “advice” within <br />the meaning of Section 15B of the Securities and Exchange Act of 1934, or otherwise relied upon by you in determining a course <br />of action in connection with any current or prospective undertakings relative to any municipal financial product or issuance of <br />municipal securities. Ehlers does not provide tax, legal or accounting advice. You should, in considering these materials, disc uss <br />your financial circumstances and needs with professionals in those areas before making any decisions. Any information <br />contained herein may not be construed as any sales or marketing materials in respect of, or an offer or solicitation of municipal <br />advisory service provided by Ehlers, or any affiliate or agent thereof. References to specific issuances of municipal securi ties or <br />municipal financial products are presented solely in the context of industry analysis and are not to be considered <br />recommendations by Ehlers.