6.1a ERMUSR 08-14-2018 - Laserfiche WebLink

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their nature cannot be verified as facts.As a result,despite any verification of current facts,ratings and forecasts can be affected by future events or conditions that were not anticipated at the time a rating or forecast was issued or affirmed. The information in this report is provided"as is"without any representation or warranty of any kind,and Fitch does not represent or warrant that the report or any of its contents will meet any of the requirements of a recipient of the report.A Fitch rating is an opinion as to the creditworthiness of a security.This opinion and reports made by Fitch are based on established criteria and methodologies that Fitch is continuously evaluating and updating. Therefore,ratings and reports are the collective work product of Fitch and no individual,or group of individuals,is solely responsible for a rating or a report.The rating does not address the risk of loss due to risks other than credit risk,unless such risk is specifically mentioned.Fitch is not engaged in the offer or sale of any security.All Fitch reports have shared authorship.Individuals identified in a Fitch report were involved in,but are not solely responsible for,the opinions stated therein.The individuals are named for contact purposes only.A report providing a Fitch rating is neither a prospectus nor a substitute for the information assembled,verified and presented to investors by the issuer and its agents in connection with the sale of the securities. Ratings may be changed or withdrawn at any time for any reason in the sole discretion of Fitch.Fitch does not provide investment advice of any sort. Ratings are not a recommendation to buy,sell,or hold any security.Ratings do not comment on the adequacy of market price,the suitability of any security for a particular investor,or the tax-exempt nature or taxability of payments made in respect to any security.Fitch receives fees from issuers, insurers,guarantors,other obligors,and underwriters for rating securities.Such fees generally vary from US$1,000 to US$750,000(or the applicable currency equivalent)per issue.In certain cases,Fitch will rate all or a number of issues issued by a particular issuer,or insured or guaranteed by a particular insurer or guarantor,for a single annual fee.Such fees are expected to vary from US$10,000 to US$1,500,000(or the applicable currency equivalent).The assignment,publication,or dissemination of a rating by Fitch shall not constitute a consent by Fitch to use its name as an expert in connection with any registration statement filed under the United States securities laws,the Financial Services and Markets Act of 2000 of the United Kingdom,or the securities laws of any particular jurisdiction.Due to the relative efficiency of electronic publishing and distribution,Fitch research may be available to electronic subscribers up to three days earlier than to print subscribers. For Australia,New Zealand,Taiwan and South Korea only:Fitch Australia Pty Ltd holds an Australian financial services license(AFS license no. 337123)which authorizes it to provide credit ratings to wholesale clients only.Credit ratings information published by Fitch is not intended to be used by persons who are retail clients within the meaning of the Corporations Act 2001 Fitch Ratings,Inc.is registered with the U.S.Securities and Exchange Commission as a Nationally Recognized Statistical Rating Organization(the "NRSRO").While certain of the NRSRO's credit rating subsidiaries are listed on Item 3 of Form NRSRO and as such are authorized to issue credit ratings on behalf of the NRSRO(see https://www.fitchratings.com/site/regulatory),other credit rating subsidiaries are not listed on Form NRSRO(the "non-NRSROs")and therefore credit ratings issued by those subsidiaries are not issued on behalf of the NRSRO.However,non-NRSRO personnel may participate in determining credit ratings issued by or on behalf of the NRSRO. 143