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<br />. <br /> <br />FULL CAFETERIA PLANS <br /> <br />Advantages, continued <br /> <br />· Offers a vehicle where by employers can offer a <br />wider variety of benefits at no additional cost. <br /> <br />· Allows employers to get a better handle on future <br />funding <br /> <br />. <br /> <br />FULL CAFETERIA PLANS <br /> <br />Disadvantages <br /> <br />· Can be complex to implement <br /> <br />· Employees are often suspicious <br /> <br />· If employer contributions are not equal for all <br />groups, this may need to be addressed <br /> <br />· May have to change vendors if benefit options are <br />not available from current carriers <br /> <br />. <br /> <br />~ <br />-) <br />