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Assumptions & Limiting Conditions —continued <br />7. Unless otherwise stated in this report, the existence of hazardous materials, which may or <br />may not be present on the property, was not observed by the appraiser. The appraiser has <br />no knowledge of the existence of such materials on or in the property. The appraiser, <br />however, is not qualified to detect such substances. The presence of substances such as <br />asbestos, urea-formaldehyde foam insulation, radon gas, or other potentially hazardous <br />materials may affect the value of the property. The value estimate is predicated on the <br />assumption that there is no such material on or in the property that would cause a loss in <br />value. No responsibility is assumed for any such conditions, or for any expertise or <br />engineering knowledge required to discover them. The client is urged to retain an expert in <br />this field, if desired. <br />8. Information, estimates, and opinions furnished to the appraisers, and contained in the <br />report, were obtained from sources considered reliable and believed to be true and correct. <br />However, the appraisers can assume no responsibility for accuracy of such items furnished <br />the appraisers. <br />9. Disclosure of the contents of the appraisal report is governed by the Bylaws and <br />Regulations of the professional appraisal organizations with which the appraisers are <br />affiliated. No part of the contents of this report, or copy thereof (including conclusions as to <br />the property value, the identity of the appraiser, professional designations, reference to any <br />professional appraisal organizations, or the firm with which the appraiser is connected), shall <br />be disseminated to the public through advertising, public relations, news, sales, or any other <br />public means of communications without the prior written consent and approval of the <br />appraisers. <br />10. The appraisers have no present or contemplated future interest in the property <br />appraised; and neither the employment to make the appraisal, nor the compensation for it, is <br />contingent upon the appraised value of the property. The appraisers have no personal <br />interest or bias with respect to the parties involved. <br />11. The appraiser has personally inspected the subject site (unless noted otherwise). The <br />comparable sales data has been viewed via aerial maps, photographs and/or online street <br />views along with file pictures, when available. To the best of the appraiser's knowledge and <br />belief, all statements and information in this report are true and correct, and the appraisers <br />have not knowingly withheld any significant information. <br />12. The reported analyses, opinions, and conclusions are limited only by the reported <br />assumptions and limiting conditions, and is our personal, unbiased professional analyses, <br />opinions, and conclusions. Our analyses, opinions, and conclusions were developed, and <br />this report has been prepared, in conformity with the Uniform Standards of Professional <br />Appraisal Practice. <br />Nagell Appraisal&Consulting 1 952-544-8966 1 www.callnagell.com 51