2.4. ERMUSR 05-10-2016 - Laserfiche WebLink

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(2) Require all to have insurance Private individuals holding If all private groups are required to have insurance,the city should be named a special event on city property can obtain general as an additional insured on the renter's coverage certificate. In addition,the liability and/orliquor agreement between the private group and the city should defend and liability coverage through the Tenant user Liability indemnify the city for any third party claims. This is the best way to transfer Insurance Program risksto the private groups and its insurance company. (TULIP). (3) Require some to have insurance LMCIT's Tenant User When the cost to obtain insurance coverage is too burdensome for the private Liability Insurance Program (TULIP)provides access to group renting the city's facility, the city can have pre-established criteria as to low-cost liability coverage the types of organizations or events where insurance will be required. for the city's"tenant users". It is important to establish the criteria ahead oftime and to treat the organizations fairly and consistently based upon those criteria. If the city doesn't do that, there could be allegations of unequal or discriminatory treatment. Questions to ask when establishingcriteria include: See Section VIII of the • What type of organization is holding the event? For example,require LMC information memo, insurance for public or for-profit organizations. Park and Recreation Loss . What type of event is being held? For example, require insurance for Control Guide,for more specific loss control riskier activities such as street fairs, casino shows, or karate meets. recommendations for special events. • Is there an admission charge for the event? • Will children be participating in the event? • Is the event open or not open to the public? • How many people are participating in the event?For example, require insurance if there are more than 50 people. • When will the event be held? For example,require insurance for Friday and Saturday night events. • What is the length of the event? • What types of risks are involved?Are there any security issues? • Are there any risks not covered by the city's liability insurance? For example,rodeos and motor vehicle races are not covered by the city's LMCIT coverage. Require insurance for these types of activities. • Will there be alcohol at the event? For example, require liquor liability insurance if alcohol will be sold or require general liability insurance if alcohol will be given away. • Are there any vehicles involved?Will parking be an issue? Will there be any valuable materials left on city property for a period of time? 109