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Leag,,¢ of Pii,mesota Cities <br />Cities ?romoti,~g excellence <br /> <br />LMCIT <br />Risk Management Information <br /> <br />145 'UnlversltT Avenue ~(Test, St. Paul, MzN 55103-2044 <br />Pho~,e: (651) 281-1200 · (800) 925-1122 <br /> Fax: (651) 281-1298 ° TDD (651) 281-1290 <br /> w~v.lmclt.l~c.org <br /> <br />ACCIDENT COVERAGE FOR CITY VOLUNTEERS <br /> <br />LMCIT offers its workers compensation member cities an optional accident coverage for city <br />volunteers. This coverage provides a schedule of benefits to compensate city volunteers who are <br />injured while performing volunteer services for the city. <br /> <br />Who is covered by the program? <br /> <br />With only a few exceptions, all city volunteers working under the city's direction and control will <br />be automatically covered on a blanket basis if the city chooses to add this coverage. This could <br />include, for example, coaches and instructors in recreation programs, volunteers worldng on a <br />city-sponsored festival or celebration, "clean-up day" volunteers, etc. The city will not need to <br />list the individuals who are to be covered, either by name or by project; nor will the city need to <br />keep track of the time the various volunteers put in. <br /> <br />Four classes of volunteers are not automatically covered: <br /> <br />Volunteers who are covered by workers compensation. Certain volunteers are defined to be <br />"employees" for purposes of workers compensation, and are therefor eligible for workers <br />compensation benefits if they are injured. These include volunteer firefighters, ambulance <br />attendants, first responders, law enforcement assistance volunteers, and civil defense <br />volunteers. Since these volunteers are already protected by workers compensation, they are <br />not covered under this plan. <br /> <br />City council, board, committee, and commission members. Other coverage options are <br />already available for these people. The workers compensation law gives cities the option to <br />extend workers compensation coverage to elected and appointed officials. LMCIT has also <br />for several years offered an accident policy underwritten by CIGNA for members of city <br />councils, boards, and conm2ittees. <br /> <br />Members of private organizations which provide services or participate in city-sponsored <br />activities as a group. <br /> <br />?olunteers working on construction or demolition projects. These volunteers will not be <br />covered automatically. However, for an additional charge, the city can add coverage for <br />volunteers' on a specific construction or demolition project. <br /> <br /> <br />