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If during the course of the Agreement the Grantee becomes eligible for Worker's Compensation, <br />the Grantee must comply with the Workers' Compensation Insurance requirements herein and <br />provide the State of Minnesota with a certificate of insurance. <br />15.3.2 General Liability: Grantee is required to maintain insurance protecting it from claims for damages <br />for bodily injury, including sickness or disease, death, and for care and loss of services as well as <br />from claims for property damage, including loss of use which may .arise from operations under the <br />Agreement whether the operations are by the Grantee or by a Subcontractor or by anyone directly <br />or indirectly employed by the Grantee under the Agreement. Insurance minimum amounts are as <br />follows: <br />$2,000,000 -per occurrence <br />$2,000,000 -annual aggregate <br />$2,000,000 -annual aggregate -Products/Completed Operations <br />The following coverages shall be included: <br />Premises and Operations Bodily Injury and Property Damage <br />Personal and Advertising Injury <br />Blanket Contractual Liability <br />Products and Completed Operations Liability <br />State of Minnesota named as an Additional Insured <br />15.3.3 Automobile Liability: Grantee is required to maintain insurance protecting the Grantee from <br />claims for damages for bodily injury as well as from claims for property damage resulting from the <br />ownership, operation, maintenance or use of all owned, hired, and non-owned autos which may <br />arise from operations under this Agreement, and in case any work is subcontracted the Grantee will <br />require the Subcontractor to provide Commercial Automobile Liability. Insurance minimum <br />amounts are as follows: <br />$2,000,000 -per occurrence Combined Single limit for Bodily Injury and Property Damage <br />In addition, the following coverages should be included: <br />Owned, Hired, and Non-owned Automobile <br />15.3.4 Professional Liability Insurance: This policy will provide coverage for all claims the Grantee, or <br />its Subcontractors, may become legally obligated to pay, resulting from any actual or alleged <br />negligent act, error, or omission related to Grantee's or its Subcontractors' professional services <br />required under the Grant Contract. <br />$2,000,000 -per claim or event <br />$2,000,000 -annual aggregate <br />Any deductible will be the sole responsibility of the Grantee or its Subcontractor and may not <br />exceed $50,000 without the written approval of the State. If the Grantee desires authority from the <br />State to have a deductible in a higher amount, the Grantee shall so request in writing, specifying the <br />amount of the desired deductible and providing financial documentation by submitting the most <br />current audited financial statements or other approved documentation so that the State can ascertain <br />the ability of the Grantee or Subcontractor to cover the deductible from its own resources. <br />The retroactive or prior acts date of such coverage shall not be after the effective date of this <br />Agreement and Grantee or Subcontractor shall maintain such insurance for a period of at least 3 <br />(three) years, following completion of the work. If such insurance is discontinued, extended <br />reporting period coverage must be obtained by Grantee or Subcontractor to fulfill this requirement. <br />Grant (Rev. 11/08) <br />CR4377 <br />