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Exhibit A <br /> <br />111 OF ELK RIVER <br /> FIRST NATIONAL INSURANCE <br /> <br /> 716 MAIN STREET- SUITE 107 - ELK RIVER, MINNESOTA 55330 ° (612) 4.4.1-2500- FAX (612) 4.4.1-6714 <br /> <br />December 2, [996 <br /> <br />Community. Recreation Board <br />Jeff Ashfault, Director <br />1230 School Street NW <br />Elk River, MN 55330 <br /> <br />Dear Jeff, <br /> <br />This letter is a follow up of our meeting and conversations concerning the current stares of the <br />recreation board and future plans, as it relates to insurance coverages. <br /> <br />In the offset of organizing the recreation board, we took the opportunity of calling the League of <br />MN Cities, who is the current carrier for the cities of Dayton, Elk River, Otsego, Rogers, <br />Zimmerman. The Independent School Dist #728, is insured with the School Board Association <br />Program. I sent copies of the information to the townships of Hassen and Lavonia. The purpose <br />in filing the information concerning the structure of the rec. board with these insurance carders <br />and entities, was to make sure that, from a Liability and Work Comp standpoint, we were <br />properly covering the board and it's operation. <br /> <br />We had subsequent meetings with the representatives of the rec. board and gave them copies of <br />the response letters we had from the School Board Association Program and League of MN <br />Cities Trust. W.~e were all comfortable that coverage would be provided, depending on the <br />circumstances of the claim, through one of these organization. We understand that you are <br />looking to make changes in your operation. In contacting the insuring entities, the <br />recommendation was made that the recreation board secure the assistance of an attorney to make <br />sure that all current and future contract agreements/amendments would be reviewed with the <br />insuring entities of those communities to make sure that everybody is properly insured. I agree <br />with that recommendation. An attorney would make sure any changes in your procedures are <br />done in a proper manner. Once they have made their recommendation, then we can make sure <br />our procedures are correct. <br /> <br />appreciate reviewing these items with you. If you have any questions, please give me a call. <br /> <br />Daniel B. Greene <br /> <br />Business, Home, Auto. Life. Health, Disability <br /> <br /> <br />