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6.0 EDSR 07-13-2009
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6.0 EDSR 07-13-2009
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7/13/2009 9:46:17 AM
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7/13/2009
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REQUEST FOR ACTION <br />To Item Number <br />Economic Develo ment Authori 6. <br />Agenda Section Meeting Date Prepared by <br /> May 11, 2009 Annie Deckert, Economic <br /> Develo ment Assistant <br />Item Description Reviewed by <br />Consider Amendment to Micro Loan Terms -The Waterfalls Lori ohnson, Ci Administrator <br />Salon Reviewed by <br />Action Requested <br />The EDA is asked to consider the EDA Finance Committee's recommendation for approval of a <br />1-year extension on the Waterfalls Salon micro loan at a 3.0% interest rate with the following <br />conditions: <br />• a reduction of the current monthly payment of $1,074.53 to $537.27 with a balloon <br />payment due on Apri18, 2011 <br />Background/Discussion <br />The attached staff report to the EDA Finance Committee and July 8, 2009 committee meeting <br />minutes provide background regarding the amendment to Micro Loan terms request. In addition, <br />EDA Commissioners Motin and Tveite both serve on the EDA Finance Committee and may <br />provide additional comments regarding the committee's review and recommendation. <br />Financial Impact <br />The EDA Micro Loan Fund has a current cash balance of approximately $813,378. <br />Attachments <br />• EDA Finance Committee Meeting Minutes dated July 8, 2009 (see prior item attachment) <br />• EDA Micro Loan Fund Policy and Guidelines (see prior item attachment) <br />• Staff report to EDA Finance Committee re: the Waterfalls Salon. Micro Loan Extension <br />Request, July 8, 2009 <br />Action Motion by Second by Vote <br />Follow Up <br />
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