Laserfiche WebLink
Elk River <br /> I Municipal Utilities <br /> 13069 Orono Parkway phone: 763.441.2020 <br /> Elk River, MN 55330 Fax:763.441.8099 <br /> October 25, 2005 <br /> To: Elk River Municipal Utilities commission <br /> Jerry Takle <br /> Jim Tralle <br /> John Dietz <br /> From: Theresa Slominski <br /> Subject: 2006 Health Insurance <br /> ' A task groupcomposed of AmyKral (office), Mark Fuchs (electric), Trevor Gwaizdon <br /> p ( ) ( ) <br /> (electric), Richard Wagner (water), Bryan, and myself was assembled to review health <br /> insurance costs for 2006 and prepare a proposal to present to the commission. <br /> • In developing this proposal, items taken into consideration were the presentation that Jodi <br /> Berg from the David Martin Agency gave, and feedback resulting from this presentation. <br /> One specific item of feedback was that there wasn't currently a plan for single + one <br /> ' dependent, only single and family plans. (There was a dental plan for this option, but not <br /> a health plan.) We asked BCBS to provide the premium costs with all three plan options <br /> so that this may be considered. Other feedback was that the employees wanted to keep <br /> ' the Aware Gold option and were willing to pay more for it. <br /> To review, the presentation's suggestion had a 15% increase in the health insurance for <br /> the employer, with the rest of the cost being absorbed by the employees. The employee <br /> cost was at different percentage levels depending on if it was a single or family plan <br /> (23% for the single plans, and 27% for the family plans.) Additionally, there were only <br /> two plans, single and family. A copy from the presentation is attached for reference. <br /> The proposal that staff is recommending is a 3-Tiered option and so it has Single, Single <br /> ' + One, and a Family plan. The proposal is with an increase from 23% to 25% for the <br /> employees' portion of the premiums. This is a 25% employee/75% employer cost sharing <br /> for all plan options. Additionally, the employees are willing to extend this to include <br /> dental. At this percent for distribution of premium cost, it is a 15% increase to the <br /> employer and a 28% increase to the employees. A proposal recap is attached. <br />