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interest (at the highest rate allowed by laver) on the delinquent amounts owed to the Association. <br />Such expenses shall also include any - collection or contingency fees or costs . charged to the <br />Association by a collection agency or other Person acfing on behalf of the Association in <br />colleoting any delinquent amounts owed to the Association by an Owner or Occupant. The <br />foregoing foes and costs shall be the personal obligation of the Owner of the Unit and shall be a <br />Mien against such Owner's Unit, <br />12.6. Liabili for Owner's and Occu ant's Acts. An Owner shall be liable for the <br />expense of any xna,intenance, repair or replacement of the Property rendered necessary by such <br />Owner's acts or omissions, or by- that of Occupants or invitees in the Owner's Unit, to the extent <br />that such expense is not covered by the proceeds of insurance carried by the Association or such <br />Owner or Occupant., However, any insurance deductible amount and/or inoroase in insurance <br />ratos, resulting from the Owner's acts or omissions inay be assessed against the Owner <br />responsible for the condition and against his or her Unit. <br />123. Enforcement by. Owners. The provisions of this Section shall not limit or impair <br />the independent rights of other Owners to enforce the provisions of the Governing Documents, <br />the Mules) and MC10A as provided therein, <br />12.8, Pre-lifi ation Requirement. Any litigation, administrative proceeding or other <br />legal action instituted or intervened in by or in the name of the Association, exclusive of (i) any <br />action to collect Assessments or foreclose Assessment liens, or (ii) to enforce the Goveming <br />Documents or the Rules, is subject to prior approval by the Owners of gaits to which are <br />allocated in excess of fifty percent of the total votes in the Association, The Owners' approval <br />shall be obtained at a meeting of the members of the Association' (not a vote, by mailed ballot) <br />and the Owners shall be. provided, prior to the meeting, with sufficient detailed information fairly <br />presenting the advantages and disadvantages of the proposed litigation upon which the Owners <br />can make an informed decision as to whether the litigation or other action is in the best interests <br />of the Association and its Members. <br />SECTION 13 <br />• i <br />AMENDMENTS <br />e <br />13.1. proyal Requirements. Subject to the provisions of MCIOA and except for <br />amendments by a declarant pursuant to Section '16, this Declaration may be affiended with the <br />following approvals; <br />13.1.1. The Board. <br />13.1.2. Owners of Units to which are allocated at least sixty -seven percent of the <br />total votes in the Association, except as otherwiso required by MC10A, <br />13.1.3. The percentage of Eligible Mortgagees and Non - :Qualified Mortgagees <br />(based upon one vote per Unit financed) as and if required by Section 14. <br />MPLS -word 202180.3 32 <br />