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ARTICLE X. Deleted: Separate Written Plan. For <br />GROUP DENTAL BENEFITS purposes <br /> Deleted: Section 105 and 106 of [he Code, <br />10.1 Of this Article for the pre tax payment fOr GrOUp Deleted: shall constitute a separate written <br />Dental Benef is The Employer provides Group Dental plan, providing <br />Benefits through one or more "plans" within the meaning of Sections 105 and 106 of the Code. peleted: <br /> Deleted: of Insurance Premiums <br /> Deleted: [o Participants. To the extent <br /> necessary, other provisions of the Plan are <br /> incorporated by reference.¶ <br /> Purpose. <br />10 <br />3 Definitions Deleted: The purpose of this Article is to <br />. <br />. provide for the pre [ax payment of Insurance <br /> Premiums for Group Dental Benefits [o <br /> Participants. The DMO and/or Insurance <br /> Contracts and/or other health benefit <br /> agreements through which the Group Dental <br /> Benefits are provided are identified in Exhibit A. <br /> Deleted: <tF>Dental Plan means this Article <br /> of the Elk River Municipal Utilities Flexible <br /> Benefits Plan which constitutes a separate <br /> written plan as described in Section 10.1 above.T <br />(b) DMO means a dental maintenance organization authorized to do business in the state in <#>Dependent means an individual who <br />' <br />which an agreement has been entered for the purpose of providing benefits under this under me terms and <br />qualifies as a "dependent <br />On Of the Plan <br />t conditions of the applicable Insurance Contract, <br />. <br />Or <br />l <br />P DMO agreement, or plan document governing <br /> the Group Dental BeneFlts. To the extent a <br />(c) Group Dental Benefits means the dental coverage made available by the Employer non-[ax Dependent is provided coverage, <br />to which the Insurance Premiums relate. It does not include income shall be imputed to the Participant as <br /> <br />individual Insurance Contracts. described in Section 4.2.¶ <br /> Deleted: Employee <br />(d) Highly Compensated means an individual who is highly compensated as Deleted: State of Minnesota <br />defined in Section 105(h)(5) of the Code. Deleted: <br /> <br />(e) Insurance Contract means any insurance contract secured from an insurance Deleted: group <br />company authorized to do business in the Deleted: . <br />which has been obtained for the purpose of providing benefits under this portion of the Deleted: Premiums includes amounts for <br />Plan; or aself-insured plan administered by a third party. insurance types of benefits, inducting but not <br /> limited to Insurance Contracts, DMO coverage <br /> <br />(f) Insurance Premiums means the amount that must be paid on a periodic basis in and self-insured programs for which "premium <br />equivalents"are charged. <br />return for coverage Insurance <br />Deleted: health <br />10.4 Terms, Conditions and Limitations. The Employer shall secure the necessary Insurance Deleted: with respect to the provision of <br />Contracts, DMO a reements, other benefit a reements from third ar roviders <br />9 g p h' p Group Dental Benefits and/or establish the <br />necessary self-insured program. <br />Coverage shall begin, benefits shall be provided, and coverage shall <br />terminate in accordance with the applicable Insurance Contracts, DMO agreements, other Deleted: health <br />benefit agreements, and/or self-insured plan documents Such agreements, Deleted: described in Exhibit A. <br />and plan documents are expressly incorporated into and made part of this Plan. Deleted: contracts, <br /> <br />10.5 Payments. The Plan Administrator shall make Insurance Premium payments for the Group Deleted: If the Participant has elected to <br />have the cost of their coverage paid under this <br />Dental Benefits on behalf of the Participant in an amount necessary to provide the benefit portion of the Plan, the Plan Administrator shall <br />applicable to the Participant under this portion of the Plan for the applicable Plan Year. Such also make such payments on behalf of the <br />payments shall be made from Employer Contributions, if any, provided by the Employer under Farcicipants spouse and Dependents. <br />However, if the Dependent is not a "dependent" <br />the Plan and, if necessary, contributions made in accordance with the salary reduction under Section 152 of the code, determined <br />arrangement and other arrangements applicable to the Participant under the terms of the Plan. without regard to subsections (b)(1), (b)(z), <br />The appropriate portions shall depend on the coverage elected by the Participant. and (d)(1)(B) thereof, the value of the coverage <br /> provided [o such Dependent shall be included in <br /> [he Participant's income as the coverage is <br /> provided. <br />© 2009 Hitesman & Associates, P.A. 23 Elk River Municipal Utilities <br />Flexible Benefits Plan (No. 8.0.0.0) <br />