5.3. ERMUSR 11-17-2009 - Laserfiche WebLink

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How and when can I access the money in my account? You can be reimbursed for eligible expenses using money from your count if you: • Leave employment • Retire • Are collecting a disability benefit from one of the public pension plans • Are on a medica[ leave of six months or longer • Arc on a leave of absence oEone year or longer You pay your eligible expenses out-of-pocket and then submit a Reimbursement Claim form and documentation of the expense to MSRS. You will be !reimbursed for your eligible out-of-pocket costs either by check or through direct deposit to your bank account. What if I die with money remaining in my account? If there is a balance remaining in your account upon your death, it is automatically transferred to your spouse and/or legal dependents to use for tax-free reimbursement of eligible medical expenses. If you do not have a spouse or legal dependents, or your spouse dies before you., your designated beneficiaries can use the remaining balance in your HCSP for reimbursement of eligible health care expenses. Reimbursements to a designated beneficiary are subject to state and federal income taxes. We encourage you to periodically review your HCSP beneficiary designation. Even if you have a spouse or other legal dependents, it's still a good idea to have a beneficiary designation on your account. To obtain a Beneficiary Designation form, go to ~wvsumsrsstate.nan.us or call MSRS. How can I monitor and manage my account? There are several ways to manage your account: • Review quarterly statements • Visit ~~WVW.mSCS.SLBLe.Illn.nS • Call the Automated Uoice Response (AVR) System • Contact MSRS at 6~3-296-2761 or toll-free ar a-,8~~~ 67-57'7 to speak with a Plan Representative } =" •R, r' ~. \' ~.. /, _~ ;>; ~~ f ~~ 1 ~~~~ Health Cate Savings PI:Li Our Tu-Free Solntion 7