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ELK RIVER MUNICIPAL <br />UTILITIES <br />POLICY FOR RETURNED UN-PAID ITEMS <br />Any items given in payment for services that are returned by the bank marked unpaid <br />shall be imposed a $20.00 charge, plus assessed the penalty of 10% if not paid by the 15th <br />of the month. <br />Effective 12/15/98 <br />REVISED xx/xx/2006 <br />