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monthly credit is used, we may want to have it for a certain time period, or continue it <br />indefinitely. <br />We also participate in an electronic payment submission with a company called VANCO. <br />They work with the various bank bill pay systems and funnel those payments to us <br />electronically instead of sending us a check to post from. We had 777 customers last <br />month on this program and that number has grown from 675 at the beginning of the year. <br />Unless this commission desires otherwise, we would recommend continuing these two <br />programs as they are without offering an incentive at this time. <br />