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t ; <br />Minnesota t ~ <br />Home_Ownership <br />Center <br />Your home is probably your most valued investment. But with today's economic and mortgage <br />concerns, it's no wonder many Minnesotans are beginning to ask questions about how the <br />changing economy could impact their ability to keep their home. <br />The Minnesota Home Ownership Center is a nonprofit information resource for homeowners, <br />and developed the following questions to help you think about whether you would benefit from <br />the Center's support resources. <br />Check if YES <br />Are you worried about being stuck in your mortgage? <br />- Do you have anon-traditional loan or potentially changing payments? <br />- Are you concerned that you won't be able to make the payment when <br />your rate adjusts? <br />- Are changes in the real estate market forcing you fo reconsider how <br />long you will keep your home? <br />At the end of the month, do you find yourself struggling to get ahead, <br />or even to keep up? <br />- Has a job change, illness, unexpected bill or alife-changing event <br />(e.g., a divorce or a new child) changed your economic situation? <br />- Are your mortgage payments becoming hard to balance with rising <br />costs for gas, food and other needs? <br />- Have you ever asked, "Which bill should I pay first?" <br />Are you questioning the future because you worry about how you will <br />make ends meet today? <br />- Have you ever taken a loan on your 401 k to make a mortgage payment? <br />- Are you using a child's college savings to keep up? <br />If you answered "yes" to any of these questions, you aren't alone. <br />For 15 years, the Minnesota Home Ownership Center and its network of mortgage support <br />counselors across the state have helped home owners like you. Call today at (866) 462-6466 for <br />free help understanding your loan and protecting your home. <br />The Center's only stake is in your future, so you know its counselors will provide unbiased and <br />solid information you can count on. <br />www.hocmn.org <br />