4.6. SR 02-20-2001 - Laserfiche WebLink

Home Browse Search

INSURANCE SERVICES OFFICE, INC. 111 NORTH CANAL STREET SUITE 950 CHICAGO, ILLINOIS 60606-72~3 (312) 930-0070 (800) ~.~. ~.,554 FAX: (312) 930-0017 November ]4, 2000 Mr. Hank Duitsman Mayor City of Elk River PO Box 490 Elk River, MN 55330 Dear Mayor Duitsman: We wish to thank you and Cliff Skogstad for the cooperation given to our representative, Valerie Mosby, during our survey. We have completed our analysis of the building codes adopted by your community and the effort put forth to properly enforce those codes. The resulting Building Code Effectiveness Grading Classification is 4 for 1 and 2 family residential property and 4 for commercial and industrial property. The Insurance Services Office, Inc. (ISO) is an insurer-supported organization with the primary mission of providing advisory insurance underwriting and rating information to insurers. There is no requirement that insurers use our advisory material. Insurers may have adopted, or may be in the process of adopting, an ISO insurance rating program that will provide rating credits to individual property insurance policies in recognition of community efforts to mitigate property damage due to natural disasters. These insurers may use the Building Code Effectiveness Grading Classification we have recently developed for your community as a basis for the credits used. While individual insurers may use different credits or different effective dates, the ISO program will apply credits to new construction within Elk River that has been issued a Certificate of Occupancy in the year 1998 and forward. We have attached a copy of our report, which provides additional information about our classification process, and how we have graded various aspects of your community's building codes and their enforcement. We want to highlight the fact that the Building Code Effectiveness Grading Schedule is an insurance underwriting and information tool; it is not intended to analyze all :aspects of a comprehensive building code enforcement program nor is it for purposes of determining compliance with any state or local law or for making property/casualty loss prevention and life safety recommendations.