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The Subcontractor Actuarial Consultants working with <br />Hildi Incorporated <br />Biographies, Work Experience, and Resumes are included in the Appendix. <br />Mary Ratelle, FSA, MAAA <br />Mary is a Fellow of the Society of Actuaries and a Member of the American <br />Academy of Actuaries. Mary performs the claims and premium analysis or peer <br />review for GASB 45 projects at Hildi Inc. <br />Mary is the founder of Health Risk Strategies, LLC, a certified woman-owned <br />business in Minnesota. Mary has 23 years experience in managing the risks of <br />health care plans/insurers, health care providers, and self-funded employers for their <br />medical, prescription drug, dental and vision benefits. <br />Mary Ratelle meets the Qualification Standards of the American Academy of <br />Actuaries to render the actuarial opinion for any GASB 45 project. <br />Dave Moody, FSA, MAAA <br />Dave is a Fellow of the Society of Actuaries and a Member of the American <br />Academy of Actuaries. Dave performs the claims and premium analysis or peer <br />review for GASB 45 projects at Hildi Inc. <br />Dave was the leader of the Health and Welfare Actuarial group at Hewitt in <br />Minneapolis, MN, before collaborating with Hildi Incorporated in October 2004. <br />Dave only subcontracts his actuarial services and expertise with Hildi Inc. <br />Dave Moody meets the Qualification Standards of the American Academy of <br />Actuaries to render the actuarial opinion for any GASB 45 project. <br />Hildi Incorporated 8 <br />