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<br />Come home lofitl/-seITice banking. <br />. 11 THE BANK OF ELK RIVER <br /> <br />(CJtJf~Y! <br /> <br />G3() l\1r\IN ST., ELK RIVER, MN .'i.'i33() . PHONE 441-100() <br />ELK RIVER ;ViALL, 846 F1\EEPORT AVE. . PHONE 441-~J()(){) <br />Our Second Century MEMBER mlc <br /> <br />December 20. 1993 <br /> <br />The Bruce Co. <br />PO Box 506 <br />Elk River-. I"IN 55330 <br /> <br />RE: Kurt and Diane Kjellber-g mortgage application <br /> <br />Dear- Chr-is: <br /> <br />I have done a preliminar-y review aT the per-sana 1 Tinancial <br />statement aT Kurt and Diane Kjellberg and the '90 through '93 FYE <br />statements Tor Kjellberg Carpet & Inter-ior-s. Inc.. <br /> <br />e <br /> <br />Ther-e is enough Tinancial strength demonstrated in these <br />statements Tor- me to consider a Tormal application Tor a mortgage <br />on the EDA site in downtown Elk River. <br /> <br />Subject to an acceptable appraisal, pr-ojected cash Tlow. title and <br />environmental searches it is my desire to bring this request <br />beTore our board Tor approval. <br /> <br /> <br />IT you have any questions, please call me. <br /> <br /> <br />J <br /> <br />Patrick H. Dwyer <br />Senior Vice President <br /> <br />e <br />