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<br />August 1 of each year, commencing February 1, 2007, and shall mature and bear interest as <br />provided in the form of the Certificate set out in paragraph 5. The Certificate shall be subject to <br />redemption in whole or in part at the option of the City at any time, in inverse order of the <br />principal maturity thereof, upon prior written notice to the Registered Owner thereof, at par plus <br />accrued interest to date of redemption. Interest on the Certificate shall be calculated on the basis <br />of a 360-day year consisting of twelve months of thirty days each. <br /> <br />4. Both principal of and interest on the Certificate shall be payable by the Finance <br />Director, who shall also act as registrar and transfer agent (the "Registrar") for the Certificate. <br /> <br />5. The Certificate shall be substantially the following form: <br /> <br />2 <br />