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Section 2 <br /> - 6 - <br />this revised policy, the reserves decrease from 86% of the goal amount to 52% of the <br />goal by the end of the Study Period. <br />Table 2-3 <br />Projected Cash Reserves-Water <br />Existing Rates <br />Fiscal Year 2025 2026 2027 2028 2029 <br />Beginning Balance $10,500,000 $6,950,768 $6,810,823 $7,324,501 <br />Plus Change in Net Position (94,732) (162,932) (448,833) (1,039,762) <br />Plus Depreciation 1,415,000 1,528,317 1,576,161 1,907,449 <br />Interfund Borrowing (1,400,000) 1,400,000 <br />Plus Debt Proceeds - - 8,000,000 - <br />Less Debt Principal (70,000) (70,000) (75,000) (75,000) <br />Less New Debt Principal - - - (279,400) <br />Less Capital Improvements (3,399,500) (1,435,330) (9,938,650) (1,062,650) <br />Ending Balance(1) $10,500,000 $6,950,768 $6,810,823 $7,324,501 $6,775,137 <br />Reserve Goal $12,216,671 $12,247,579 $12,448,620 $12,913,356 $12,984,951 <br />Reserves as % of ERMU <br />Goal 86% 57% 55% 57% 52% <br />(2) 2025 EOY reserve balance estimated by ERMU staff based on 2025 YTD actual results