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4.1 ERMUSR 04-08-2025
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4.1 ERMUSR 04-08-2025
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City Government
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4/8/2025
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Elk River Municipal Utilities <br />Elk River, Minnesota <br />Notes to the Financial Statements <br />For the Year Ended December 31, 2024 <br />Note 4: Defined Benefit Pension Plans - Statewide (Continued) <br />At December 31, 2024, the Utilities reported deferred outflows of resources and deferred inflows of resources related to <br />pensions from the following sources: <br />Deferred Deferred <br />Outflows Inflows <br />of Resources of Resources <br />Differences between expected and actual economic experience $ 194,277 <br />Changes in actuarial assumptions 10,289 <br />Net difference between projected and actual investment earnings <br />on pension plan investments - <br />Changes in proportion 11,880 <br />Employer contributions paid to PERA subsequent to the <br />measurement date 167,155 <br />796,520 <br />572,406 <br />69,889 <br />Total $ 383,601 $ 1,438,815 <br />The $167,155 reported as deferred outflows of resources related to pensions resulting from the Utilities' employer <br />contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the <br />year ended December 31, 2025. Other amounts reported as deferred outflows and deferred inflows of resources related <br />to pensions will be recognized in pension expense as follows: <br />2025 <br />2026 <br />2027 <br />2028 <br />E. Long-term Expected Return on Investment <br />$ (666,852) <br />(146,780) <br />(252,612) <br />(156,125) <br />The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness <br />on a regular basis of the long-term expected rate of return using a building-block method in which best -estimate ranges <br />of expected future rates of return are developed for each major asset class. These ranges are combined to produce an <br />expected long-term rate of return by weighting the expected future rates of return by the target asset allocation <br />percentages. The target allocation and best estimates of geometric real rates of return for each major asset class are <br />summarized in the following table: <br />Long-term <br />Target <br />Expected Return <br />Asset Class <br />Allocation <br />on Investment <br />Domestic Equity <br />33.5 % <br />5.10 % <br />International Equity <br />16.5 <br />5.30 <br />Fixed Income <br />25.0 <br />0.75 <br />Private Markets <br />25.0 <br />5.90 <br />Total <br />100.0 % <br />47 <br />110 <br />
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