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Important Disclosures <br />The statements contained herein have been provided by current clients and may not be representative of all client <br />experiences. Additional information is available upon request. <br />Ehlers is the joint marketing name of the following affiliated businesses (collectively, the "Affiliates"): Ehlers & <br />Associates, Inc. ("EA"), a municipal advisor registered with the Municipal Securities Rulemaking Board ("MSRB") <br />and the Securities and Exchange Commission ("SEC"); Ehlers Investment Partners, LLC ("EIP"), an SEC registered <br />investment adviser; and Bond Trust Services Corporation ("BTS"), a holder of a limited banking charter issued by <br />the State of Minnesota. <br />Where an activity requires registration as a municipal advisor pursuant to Section 15B of the Exchange Act of 1934 <br />(Financial Management Planning and Debt Issuance & Management), such activity is or will be performed by EA; <br />where an activity requires registration as an investment adviser pursuant to the Investment Advisers Act of 1940 <br />(Investments and Treasury Management), such activity is or will be performed by EIP; and where an activity <br />requires licensing as a bank pursuant to applicable state law (paying agent services shown under Debt Issuance & <br />Management), such activity is or will be performed by BTS. Activities not requiring registration may be performed <br />by any Affiliate. <br />This communication does not constitute an offer or solicitation for the purchase or sale of any investment <br />(including without limitation, any municipal financial product, municipal security, or other security) or agreement <br />with respect to any investment strategy or program. This communication is offered without charge to clients, <br />friends, and prospective clients of the Affiliates as a source of general information about the services Ehlers <br />provides. This communication is neither advice nor a recommendation by any Affiliate to any person with respect <br />to any municipal financial product, municipal security, or other security, as such terms are defined pursuant to <br />Section 15B of the Exchange Act of 1934 and rules of the MSRB. This communication does not constitute <br />investment advice by any Affiliate that purports to meet the objectives or needs of any person pursuant to the <br />Investment Advisers Act of 1940 or applicable state law. <br />C► EHLERs 15 <br />Page 393 of 430 <br />