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<br />© 2012 Hitesman & Wold, P.A. City of Elk River <br />Flexible Benefits Plan <br />17 <br />A Participant may apply to the Claims Administrator for reimbursement of eligible expenses <br />incurred during such Plan Year (and applicable Grace Period) by completing a claim form and <br />submitting such form(s) via interoffice mail or directly delivering the forms to the Claims <br />Administrator (or its designee) setting forth at least the following: <br />(a) the amount, date and nature of the expense, including the identity of the individual who <br />incurred the expense; <br /> <br />(b) the name of the person or entity to which the expense was paid; <br /> <br />(c) the Participant’s statement that the expense has not been reimbursed and the Participant <br />will not seek reimbursement for the expense; and <br /> <br />(d) such other information as the Claims Administrator may require. <br /> <br />Such claim form shall be accompanied by bills, invoices, receipts, or other statements from an <br />independent third party, or by an explanation of benefits (“EOB”) issued by a health plan, stating <br />the eligible expense has been incurred and the amount of the expense. With respect to an over- <br />the-counter drug or medicine (other than insulin) that constitutes an eligible expense under the <br />Health Care Expense Reimbursement Plan or an over-the-counter drug or medicine for dental or <br />vision care that constitutes an eligible expense under the Limited Scope Health Care Expense <br />Reimbursement Plan, the claim form shall be accompanied by a copy of the prescription or a <br />receipt identifying the purchaser of the drug or medicine (or the patient), the date and amount of <br />the purchase, and an Rx number. The Claims Administrator is entitled to rely on the information <br />provided on the claim form in processing claims under this Plan. Where circumstances beyond <br />the Participant’s control prevent submission within the described time frame, notice of a claim <br />with an explanation of the circumstances may be accepted by the Claims Administrator as a <br />timely filing. Claims shall be determined in accordance with this Article. <br />6.8 Determination of Claims and Review Procedure. <br />(a) Third Party Benefits. The claims determination requirements and appeal procedures <br />regarding benefits available from third parties shall be handled in accordance with the <br />governing documents for those benefits. <br />(b) Other Benefits. For benefits other than those described in (a), within thirty (30) days <br />of receipt of a written claim for benefits, either the claim will have been paid or the <br />Employer, or its designee, will notify the Participant that it has been denied. If the claim <br />is denied, the Participant will be provided with the following information in writing: (i) <br />the specific reasons for the denial; and, (ii) a description of any additional material or <br />information necessary to complete the claim, and an explanation of why such material or <br />information is necessary. <br />6.9 Authorization of Benefit Payments. The Plan Administrator shall issue directions to the <br />Employer concerning all benefits to be paid from the Employer’s assets pursuant to the provisions <br />of the Plan, and shall warrant at the time the directions are provided that all such directions are <br />in accordance with the Plan. <br />6.10 Benefit Payments. The Participant shall be reimbursed at least either (a) once per month; or <br />(b) when the total reimbursement for eligible expenses first equals or exceeds a reasonable <br />minimum amount that the Plan Administrator may communicate to Employees from time to time. <br />6.11 Overpayments. If a payment for benefits is made by the Plan in excess of the benefit to which <br />a Covered Individual is entitled under the Plan, the Plan shall have the right to recover such <br />overpayment from the payee. Repayment of an overpayment is a condition of participation in <br />the Plan. <br />Page 110 of 254