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accordance with the laws of the State of Minnesota and the exclusive jurisdiction for any claim or <br />action arising out of or relating to this Agreement shall be the state or federal courts located in <br />Sherburne County, State of Minnesota. <br />14. Section Headings. Section headings are for reference purposes only and are not intended <br />to create substantive rights or obligations. <br /> <br />8 <br /> <br />