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15. INSURANCE: <br />a. Both USER and PROVIDER shall maintain liability insurance against claims for <br />bodily injury, death or property damage occurring on or about the FTCenter. Such <br />insurance shall be written on an occurrence basis with a combined single limit of <br />not less than $1,000,000 per occurrence. If the insurance policy is written on a <br />-made basis the party will maintain coverage for a minimum of three years <br />past the expiration of this agreement. The retroactive date of the policy shall be <br />indicated on the certificate of insurance outlining coverage. <br />b. In addition, both parties shall name the other party as an additional insured with <br />respect to its own operations on said policies of insurance. Both parties will <br />maintain all workers compensation insurance required by law. <br />THIS CONTRACT AND ANY ATTACHED SCHEDULES OR SIGNED ADDENDUMS <br />CONSTITUTES THE ENTIRE AGREEMENT BETWEEN PROVIDER AND USER. THE <br />UNDERSIGNED USER AGREES TO PURCHASE ALL HOURS OUTLINED IN THE <br />ATTACHMENT. NO PROVISION OF THIS AGREEMENT MAY BE CHANGED, WAIVED <br />OR TERMINATED UNLESS DONE IN WRITING AND EXECUTED BY BOTH PROVIDER <br />AND USER. <br /> <br />Dated: ______________________ USER: <br /> <br /> By: <br /> Its: <br /> <br /> <br />Dated: _______________________ PROVIDER: CITY OF ELK RIVER <br /> <br /> <br /> By: <br /> <br /> <br /> By: <br /> <br /> <br /> <br /> <br />7 <br />