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City <br />Population 2010 22974 61476 22172 22796 25599 25599 27592 4025 4025 <br />Population 2020 25835 63599 22154 27617 26420 26420 25948 4238 4235 <br />Median Household Income <br />Loan Information <br />Loan Name <br />Max Loan Amount <br />Min Loan Amount <br />Max Term Length <br />Rate <br />Application Fee <br />200,000$                          <br />Owatonna <br />3% <br />66,037$                             <br />Revolving Loan Fund ‐  <br />Commercial <br />50,000$                             <br />0% <br />75,026$                             <br />Revolving Loan Fund <br />150,000$                          <br />Prior Lake <br />21% <br />108,481$                          <br />Economic Development  <br />Revolving Loan Fund <br />50,000$                             <br />3% <br />2,000$                               <br />Coon Rapids <br />3% <br />76,169$                             <br />Coon Rapids  <br />Commercial /Industrial  <br />Loan Fund <br />200,000$                          <br />25,000$                             <br />15 years <br />Prime <br />5 years <br />Economic Development  <br />Business Microloan  <br />Fund <br />12% <br />Elk River <br />87,755$                             <br />1% up to $1500 <br />Hastings <br />5,000$                               <br />7 years <br />No less than 2% <br />50$                                    <br />15 years <br />4% before  <br />potential discounts <br />1% <br />15 years <br />70% of prime,  <br />no less than 3% <br />1% <br />10,000$                             <br />Owatonna <br />3% <br />66,037$                             <br />Revolving Loan Fund ‐  <br />Industrial <br />10,000$                             <br />5,000$                               <br />7 years <br />No less than 2% <br />50$                                    <br />10,000$                             <br />Prime, <br />no less than 3% <br />$100 + attorney fees <br />2% <br />400$                                  <br />Winona <br />‐6% <br />48,653$                             <br />Port Authority Revolving  <br />Loan Fund <br />150,000$                          <br />Cold Spring <br />5% <br />61,548$                             <br />Cold Spring Revolving  <br />Loan Fund <br />150,000$                          <br />50,000$                             <br />10 years <br />Cold Spring <br />5% <br />2% <br />250$                                  <br />61,548$                             <br />Cold Spring Revolving  <br />Loan Fund <br />50,000$                             <br />5,000$                               <br />10 years