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2 <br />A B C D E F G <br />January 1, 2021 " Last Resort " Emergency Deferred Mobile Home Improvement <br />Program Senior Deferred Multi Family <br />Improvement Loan Home Improvement <br />17 <br />18 <br />19 <br />20 <br />Eligible <br />Improvements/Use of <br />Funds <br />* Eligible improvements will be <br />determined through a required analysis of <br />the emergency condition of the property. <br />CEE’s Representative will perform the <br />analysis to determine the eligibility and <br />whether the intended improvement is an <br />emergency. An emergency is defined as a <br />condition that makes a house <br />uninhabitable, extremely dangerous to the <br />occupants, or is capable of causing severe <br />health problems. <br />* Property Emergency Inspection Fees <br />apply and will be Invoiced to the City <br />Most permanent interior and exterior <br />improvements <br />Most permanent interior and exterior <br />improvements <br />* Improvements that correct City code <br />violations <br />* Improvements to the exterior of <br />residential structures including but not <br />limited to: roofing, solar, siding, painting, <br />exterior windows & doors, driveways, <br />parking improvements, signage, lighting, <br />windows/doors, awnings, <br />sidewalks/steps, security systems, <br />exterior garage repair and tuck pointing. <br />*Interior improvements include, but are <br />not limited to: structural, ADA <br />accesibililty upgrages, fire prevention, <br />HVAC, insulation, plumbing, electrical, <br />flooring, permanent fixtures <br />(cabinets/countertops). <br />*Any questionable improvements will be <br />sent to the city for review <br />Ineligible Improvements <br />Sweat <br />Equity/Homeowner <br />Labor <br />Not permitted <br />Work can be performed on a “sweat <br />equity” basis. Loan funds cannot be <br />used to compensate for labor, only for <br />materials and rental of equipment or <br />tools to complete the project. <br />Materials must be purchased and <br />installed prior to the disbursement of <br />the loan proceeds. When applicable, a <br />signed city permit must be obtained. <br />Not permitted Not permitted <br /> Property Inspection <br />A property inspection will be performed to <br />determine that the project is an <br />emergency as defined by the description in <br />eligible improvements. <br />None <br />A property inspection will be performed <br />to determine project eligibility and <br />prioritization. <br />None <br />Work initiated before the loan has been approved and closed. Recreational items including gazebos, pools, hot tubs, saunas, lawn sprinklers, play ground equipment; Furniture and non permanent appliances <br />(unless part of kitchen remodel); Funds used for working capital, debt management or to refinance existing loans; Personal property items, and repairs to property used for business or trade purposes. Funds <br />cannot be used to purchase equipment needed to complete the project. <br />None <br />Most permanent interior and exterior <br />improvements <br />Work can be performed on a “sweat <br />equity” basis. Loan funds cannot be <br />used to compensate for labor, only for <br />materials and rental of equipment or <br />tools to complete the project. <br />Materials must be purchased and <br />installed prior to the disbursement of <br />the loan proceeds. When applicable, a <br />signed city permit must be obtained.