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Energy Programs <br /> Funded by MN Department of Commerce, CEE, City of <br /> Minneapolis & MHFA <br /> Financing can be used for Energy Efficiency Projects such as: <br /> HVAC, Heat Pumps <br /> Water Heating <br /> Windows / Exterior Doors <br /> Insulation and Air Sealing <br /> Rates range from 0% - 3. 125% (adjusted quarterly) <br /> Up to $25,000 and up to 10 year term <br /> Debt to Income Ratio 48% <br /> Loan to Value Ratio 110% for secured loans <br /> No Income Limits <br /> ceeF gt <br /> Center for Energy and Environment <br />