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CITY OF ELK RIVER, MINNESOTA <br />MANAGEMENT'S DISCUSSION AND ANALYSIS <br />YEAR ENDED DECEMBER 31, 2020 <br />As management of the City of Elk River (the City), we offer readers of the City's financial statements <br />this narrative overview and analysis of the financial activities of the City for the fiscal year ended <br />December 31, 2020. We encourage readers to consider the information presented here in conjunction <br />with the additional information that we have furnished in our letter of transmittal, which can be found on <br />pages 1-4 of this report. <br />Financial Highlights <br />The assets and deferred outflows of resources of the City of Elk River exceeded its liabilities and <br />deferred inflows at the close of the most recent fiscal year by $229,077,868 (net position). Of this <br />amount, $46,045,541 (unrestricted net position) may be used to meet the City's ongoing obligations to <br />citizens and creditors. <br />The City's total net position increased by $13,978,669, including an increase of $8,308,259 in <br />governmental activities, primarily attributable to sales taxes and operating and capital grants and <br />contributions, and an increase in business -type activities of $5,670,410, which is primarily attributable <br />to revenues in excess of expenses of $4 million in the Electric fund. <br />As of the close of the current fiscal year, the City of Elk River's governmental funds reported combined <br />ending fund balances of $58,504,345. <br />Nonspendable <br />Restricted <br />Committed <br />Assigned <br />Unassigned <br />Total Net Position <br />Special <br />General Revenue <br />282,860 <br />Capital <br />Debt Service Projects Total <br />- $ 16 $ 282,876 <br />1,404,656 9,299,633 15,546,193 26,250,482 <br />5,893,257 - 5,812,249 11,705,506 <br />- 1,641,501 - 13,308,918 14,950,419 <br />7,967,868 - - (2,652,806) 5,315,062 <br />$ 8,250,728 $ 8,939,414 $ 9,299,633 $ 32,014,570 $ 58,504,345 <br />The City of Elk River's total long-term liabilities increased $19,580,182 during the current fiscal year, <br />from $85,147,810 to $104,727,992. This was primarily due to the issuance of the 2020B G.O. CIP <br />Refunding Bonds and the 2020C G.O. Sewer Revenue Refunding Bonds. The bonds do not qualify as <br />in -substance defeasances until 2021 and 2022, respectively. As such both the refunded bonds and new <br />refunding bonds are outstanding at year-end. The City also issued $9,435,000 in G.O. Capital <br />Improvement Bonds, Series 2020A, to finance projects included in the City's capital improvement plan, <br />including improvements to the public safety building and fire station #3. <br />Beginning <br />Ending <br />GOVERNMENTAL ACTIVITIES <br />Balance <br />Additions <br />Reductions <br />Balance <br />Bonds Payable <br />$ <br />52,191,113 <br />$ <br />16,139,913 <br />$ <br />(2,067,481) <br />$ <br />66,263,545 <br />Compensated Absences <br />1,607,604 <br />747,583 <br />(644,219) <br />1,710,968 <br />Total <br />$ <br />53,798,717 <br />$ <br />16,887,496 <br />$ <br />(2,711,700) <br />$ <br />67,974,513 <br />Beginning <br />Ending <br />BUSINESS -TYPE ACTIVITIES <br />Balance <br />Additions <br />Reductions <br />Balance <br />Bonds Payable <br />$ <br />30,238,036 <br />$ <br />7,234,705 <br />$ <br />(1,677,296) <br />$ <br />35,795,445 <br />Notes Payable <br />619,692 <br />- <br />(203,952) <br />415,740 <br />Compensated Absences <br />491,365 <br />496,934 <br />(446,005) <br />542,294 <br />Total <br />$ <br />31,349,093 <br />$ <br />7,731,639 <br />$ <br />(2,327,253) <br />$ <br />36,753,479 <br />