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EL185-67-687630.v1 <br />CROSSOVER REFUNDING ESCROW AGREEMENT <br /> <br /> <br />GENERAL OBLIGATION SEWER REVENUE <br />BONDS, SERIES 2014B <br /> <br /> <br /> THIS AGREEMENT, dated December __, 2020, made pursuant to Minnesota Statutes, <br />Section 475.67, Subdivision 13 (the “Act”) and executed by and between the City of Elk River, <br />Sherburne County, Minnesota (the “City”), and Zions Bancorporation, National Association, <br />Chicago, Illinois, a ______________ corporation whose deposits are insured by the Federal <br />Deposit Insurance Corporation and whose capital and surplus is not less than $500,000 <br />(the “Escrow Agent”): <br /> <br /> WITNESSETH: That the parties hereto recite and, in consideration of the mutual <br />covenants contained herein, covenant and agree as follows: <br /> <br /> 1. The City, in accordance with a resolution adopted by its governing body on <br />December 7, 2020, entitled “A Resolution Awarding the Sale of Taxable General Obligation <br />Sewer Revenue Refunding Bonds, Series 2020C; in the Original Aggregate Principal Amount of <br />$7,295,000, Fixing Their Form and Specifications; Directing Their Execution and Delivery; <br />Providing for Their Payment; Providing for the Escrowing and Investment of the Proceeds <br />Thereof; and Providing for the Redemption of Bonds Refunded Thereby” (the “Resolution”), a <br />certified copy of which has been filed with the Escrow Agent, has provided for the refunding of <br />the City’s $10,000,000 General Obligation Sewer Revenue Bonds, Series 2014B, dated August <br />21, 2014, of which $7,040,000 in principal amount is subject to redemption and prepayment on <br />February 1, 2022 (the “Refunded Bonds”), by the issuance and sale of refunding obligations, <br />designated as “Taxable General Obligation Sewer Revenue Refunding Bonds, Series 2020C” <br />(the “Refunding Bonds”). <br /> <br /> 2. The City has also, in accordance with the Resolution, issued and sold the <br />Refunding Bonds in the principal amount of $7,295,000, and has received proceeds of the Bonds <br />in the amount of $____________ (par amount of $7,295,000, plus a premium of $__________, <br />less underwriter’s discount of $__________). The City has deposited proceeds of the Bonds less <br />(a) the amount of $__________ to be applied by the City to payment of costs of issuance of the <br />Refunding Bond, and (b) the amount of $___________ representing the rounding amount, to be <br />transferred to the City for deposit in the Debt Service Account, plus $__________ transferred <br />from debt service fund of the Refunded Bonds in the aggregate amount of $____________ with <br />the Escrow Agent to be allocated as follows: (i) the amount of $___________ in the Escrow <br />Account (as defined herein) shall be invested in securities which are general obligations of the <br />United States, securities whose principal and interest payments are guaranteed by the United <br />States, and securities issued by agencies of the United States (collectively, the “Federal <br />Securities”), as described in the Escrow Verification Report which is attached hereto, marked <br />Exhibit A and made a part hereof; and (ii) the amount of $______ in the Escrow Account to be <br />held by the Escrow Agent as the initial cash deposit in the Escrow Account to remain uninvested. <br />The Federal Securities and initial cash deposit will be irrevocably deposited with the Escrow