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11. This Mortgage shall be governed by the law ofthe state of Minnesota. In the event that any provision <br />or clause of this Mortgage conflicts with applicable law, such conflict shall not affect other <br />provisions of this Mortgage which can be given effect without the conflicting provision. To this <br />end, the provisions of this Mortgage are declared to be severable. <br />12. This Agreement may be executed in any number of counterparts, each of which shall constitute one <br />and the same instrument. <br />