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pursuant to the terms hereof shall be deemed or construed to be a compromise, satisfaction, <br /> reinstatement, accord and satisfaction,novation or release of any of the Loan Documents,or <br /> any rights or obligations thereunder, or a waiver by Lender of any of its rights under the Loan <br /> Documents or at law or in equity; <br /> (c) Neither this Agreement nor any other agreement executed in connection herewith pursuant to <br /> the terms hereof,nor any actions taken pursuant to this Agreement or such other agreement <br /> shall be deemed to cure any event of default which may exist under the Loan Documents, or <br /> to be a waiver by Lender of any event of default under the Loan Documents,or of any rights <br /> or remedies in connection therewith or with respect hereto, evidencing the parties' intention <br /> that Borrower's obligations under the Loan Documents shall remain in full force and effect; <br /> (d) Any and all liens, security interests,rights and remedies granted to Lender for its benefit <br /> under the Loan Documents are hereby renewed, confirmed and continued, subject to any and <br /> all senior liens, security interests,rights and remedies;and <br /> (e) Borrower reaffirms the validity,binding effect and enforceability of each of the Loan <br /> Documents, as modified by the provisions of this Agreement, and acknowledge that <br /> Borrower is liable to Lender for the full amount of the principal and interest evidenced by <br /> the Loan Documents(as modified hereby),without offset, deduction, claim,counterclaim, <br /> defense or recoupment of any kind. <br /> 2. Confirmation of Indebtedness.Borrower confirms and acknowledges that as of <br /> 2020,Borrower is indebted and obligated to Lender under the Mortgage and Repayment <br /> Agreement in the following amounts: <br /> (a) Principal Balance: $20,449.37; and <br /> (b) Accrued and Unpaid Interest: $884.84; and <br /> (c) Accrued Late Fees: $ 166.82; and <br /> (d) Other Unpaid Fees: $0.00 <br /> Total: $21.501.03 <br /> 3. Forbearance and Loan Modification. Provided that Borrower complies with all terms and <br /> conditions contained in this Agreement,Lender hereby waives any defaults of Borrower <br /> under the Loan Documents and will forbear from taking action with respect to any such <br /> defaults that occurred prior to the Effective Date.Although Lender is under no obligation to <br /> do so, as of the Effective Date Lender has agreed to modify the terms of the Loan as follows: <br /> Effective Date: ;First Payment Due Date under this Agreement: 10/01/2020. <br /> Lender Agrees to roll the Past Due Principal Amount of$2,270.27,the Unpaid Accrued Interest in <br /> the amount of$ 884.84, and the Unpaid Late Fees in the amount of$166.82 to the end of the current <br /> term of the Loan, and extend the term to 9/1/2033, and adjust the monthly payment to the same <br /> amount as established in the Mortgage and Repayment Agreement$175.67. <br /> All outstanding principal and interest of the Loan shall be due and payable in full on or before <br /> ,20—.No further modifications or forbearances concerning the Loan will be <br /> inferred or implied by this Agreement. <br /> Amendment to Mortgage - 2 - <br />