|
Uniform Residential Appraisal Report
<br />APPRAISER'S CERTIFICATION: The Appraiser certittes and agraes that
<br />1. 1 have, at a minimum, devekipdd and reported Ihls appraisal it acedrdance WM the scope tit work requirernent5 slated in
<br />thin, appraisal report.
<br />2. I performed a complete visual inspection al the Interior and axistorr areas of the subject property. I reported the condition
<br />of Ilia irnPrnvWV rtg in factual, specitic terms I Iaendtied and reported the physical deficleordes that could allect the
<br />livability, soundness. or sVuG[ural intC'!',rTty of the property
<br />3. I perlorried Tis appraisal In accordance whh the requkrerliams of the unclonii Standards of Prolesswal Appmk%al
<br />'raOce thal wom adopted and Pranwigated by the Appraisal Standards Bard of The Appraisal Foundadon and TV were in
<br />place at the tune itis appraisal report was prepared
<br />a. I davalopea my opinwn of the market value of die real property that Is ft subject of this reparz bases m the sales
<br />comparison of"aach to value. I have adequala eMparalia market data 10 devaw a Teaade sales comparison approach
<br />Inr this appraisal asslgrirnrint, I further certify that I considered the cosT and income approaches m value bul did not develop
<br />them, tmfess otherwlse indicated In this report.
<br />5_ I resAarched, vrenlled. M42ed, and repadHd fin any currant agreeh*m fir Sale Tar 111E subject Property, arty drferiig Trk
<br />sale of To subject property In th9 twelve months prior to the VecthV dot$ of This appraisal, and rhe prior saws it the Suibiac'.
<br />properly Jnr a minimum nl three years prior to the etrective data of this appraisal, unless otherwise Indicated In this reWIT
<br />B 1 researched, verMed. analyzed, and rigiarted on the prior sales of The comparable sales Idr a minimum of ane year prloc
<br />re the dale of sala of the conyiarable sale, Unless mlierwise indicated In this report -
<br />7 1 selected and used comparable sales that are locatldnatfy, physically, and ftiri morally the most slrnllar 1e the subject properly.
<br />S. 1 have not used comparable sales that were the resuA of combining a lana sale With the contract purchase price of a home drat
<br />i+a5 been bug[ of will be We on die land.
<br />9 1 have rep"d Adptrsbl'Wt5 t4 the cnmparahfe Sales that reflect Me marl<K's reaction to the miferencas between the Suhint
<br />property and the comparable sales.
<br />10, I verified, fmrn a dislnterested source, all inlomiallan In this report tfiat was provided by parties who have a ilnanctad Interest In
<br />the sale or flaming of The subject property.
<br />11. I have knowledge and w*erienca In appraising thls type of property in this in uw area.
<br />12. 1 an aware of, and have access in. the necessary and appropriate public and private data srwrces, such as mullipte Ilsfing
<br />services, tax assessment records, public land McCords and ogler such data sources Idr me area in which tfie property is lou.&d_
<br />13. I obtained lie In1NrnatIon. estlmales. and dpirk" luitYShed by other parties and expressea In dos appraisal fepan hint
<br />rellabW sources that I Move to he We and Corract.
<br />14 1 have taken into consideration the facinm that have an impact on value with respect to the subject neighbciitlow. subject
<br />property, and the pmAnli[y of the subject property to adverse Influences In the develwnenT of my opirlan of nurxet value_ I
<br />i;ave noted In This appraisal report any adverse CafUTlons (such a$. but not Iimlted to. needed repairs. delerloratldrl, the
<br />presenco oT hazardous wA5tB5, anxic substances, adverse anvlranmental Gnndetons, etc.) observed during the inspactw of the
<br />subject property or that I became aware if during the msrarrh invdved in performing this appraisal. I flava considered (hese
<br />ailrerse conditions in my analysis til the property value, and have reported on the alfecl of The corldidom no the value and
<br />niaiketebdity til the Subject propeM.
<br />15, 1 fiav9 oat k weirl9ty withheld any sipni►icant Information trout this aPPialsal sport and. 14 1110 be51 OT my WKIW%dge, AN
<br />statements and infprmaW In this appraisal report are lige and correct.
<br />16 1 slated In this appraisal report my awn persmial, unbiased_ and pmSesslonel anatysis. opninns_ and conclusions_ whist,
<br />ore sbbfect Only to ft assumpdohs and Ilmhlrig coudltions In this appralsal report.
<br />17. 1 Have no present it pmspeclive imerest In the property, thAl is the subject of this report_ and I have no present of
<br />prospective personal inlerest of blas with respect to the participants ki roll transacdan I did not base, dOw partially or
<br />completely, my analysls an&or rrpinine of Market value In INS appraLsal report of the race, Codon, religion, sex, age, madtal
<br />stats. h ndlcap. Tamil Status. it national rrdgln of edher the prospeedve owners or occupants oT the sublam Properly or of the
<br />prment rrwraers or occupants of tote properties in the violnity of the "Jwt property or nn any other basis pro it irted by law
<br />18. My employment and/or ow3pensa9on for perlrarniing this appralsal ar any luture or anticipated appraisals was not
<br />r,nndttIoned or. any agreement or understanding, written or otherwise, That I would reporl (or prasom analysis supporllrg} a
<br />Pradetgmrgned specific VAU0. a pr94etl!�rrmined rrinimUm valve, a range or direction i1 value, a vAe that favors the cause at
<br />any parr• or the attainment at a specific result of POctlrr'ence of a spedflC submant event (LUdh as approval of a pending
<br />mortgage loan application).
<br />19. 1 persrmally prnpared all comiusimns and apdnldns about itis real estate [hat were set forth In this appraisal report. it I
<br />relied on sigfl tCaM rgal property apparalsai assistance tram any individual or individuals in the pertormance of this appraisal
<br />Or the jxepwation of alis appraisal report. I have (lama Such Indivkiudl(s) and dlselosea the Specific tasks POUMM in this
<br />appralsal report I certlly Tat any Irrdhriduai so named Is quallded to Worm ttaa tasks. I have not authodz&d anyone to make
<br />a change to any Item in this appraisal report; therefore, any change mala to this appraisal Is unautlirrized and I will lake an
<br />rasponsibifity for h_
<br />20. I IdentMed Ilse lonrleviAenl In ihIs appraise/ report who Is the inalvidual. drgarrtxatidn, ar ftWt for the nrgantratlon tf1Pi
<br />orderer} and Will receive this appraisal report
<br />Freddie Mac Form 70 March 2005 LIM) Vmim 912011 page Sat G r•anrde Mae Form 1004 Merdh 20fib
<br />form 100 kM •' 0TAL' appralsat software by a la muda. Inc. • 1.600•Ad MM
<br />
|