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4.5. HRSR 09-08-2020
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4.5. HRSR 09-08-2020
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9/4/2020 10:59:54 AM
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9/4/2020 10:51:09 AM
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City Government
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HRSR
date
9/8/2020
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Closing Cost Details <br />Loan Costs Other Costs <br />A. Origination Charges <br />$2,348 <br />% of Loan Amount (Points) <br />$750 <br />Origination Fee <br />$1,000 <br />Processing Fees <br />$799 <br />Underwriting Fees <br />$549 <br />B. Services You Cannot Shop For <br />$941 <br />Appraisal Fee <br />$750 <br />Credit Report <br />$84 <br />Flood Certification <br />$13 <br />Flood Monitoring Fee <br />$2 <br />IRS Tax Transcript <br />$13 <br />Tax Service <br />$79 <br />C. Services You Can Shop For <br />$1,067 <br />Title - Closing Fee <br />$250 <br />Title - Lender's Title Insurance <br />$272 <br />Title - Title Search & Exam Fees <br />$300 <br />Title - Title Services <br />$245 <br />D. TOTAL LOAN COSTS (A + B + Q <br />LOAN ESTIMATE • GTRIDLENSJ_S 0720 <br />07/29/2020 10:31 AM PST <br />$4,356 <br />E. Taxes and Other Government Fees <br />$451 <br />Recording Fees and Other Taxes <br />$138 <br />Transfer Taxes <br />$313 <br />F. Prepaids <br />$1,175 <br />Homeowner's Insurance Premium ( months) <br />Mortgage Insurance Premium ( months) <br />Prepaid Interest ($10.8611 per day for 6 days @2.875 %) <br />$65 <br />Property Taxes (6 months) <br />$1,110 <br />G. Initial Escrow Payment at Closing <br />$1,007 <br />Homeowner's Insurance $63.71 per month for 10 mo. <br />$637 <br />Mortgage Insurance per month for mo. <br />Property Taxes $185.00 per month for 2 mo. <br />$370 <br />H. Other <br />$0 <br />I. TOTAL OTHER COSTS (E + F + G + H) <br />$2,633 <br />J. TOTAL CLOSING COSTS <br />$6,989 <br />D + 1 <br />$6,989 <br />Lender Credits <br />Calculating Cash to Close <br />Loan Amount <br />$136,000 <br />Total Closing Costs (J) <br />-$6,989 <br />Estimated Total Payoffs and Payments <br />-$129,011 <br />Estimated Cash to Close ❑ From ❑x To Borrower <br />$0 <br />Estimated Closing Costs Financed <br />(Paid from your Loan Amount) <br />$6,989 <br />•r�. Page 2 of 3 - LOAN ID # 1012000110 <br />GTRIDLEJ (INI) <br />
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