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22. Submit Historical Financial Statements: Financial statements should cover the past twee <br /> years. Financial Statements should include: Personal Tax Returns,Personal Financial <br /> Statement,and details on existing debt agreements.A commitment letter from the primary <br /> financial institution must accompany the application. <br /> 23. Will the property be used as a primary residence? <br /> 10 <br /> 498470v2 JSB ELI 85-13 <br />