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Section 4 <br />- <br /> <br /> <br />Year <br />20202021202220232024 <br />Beginning Balance $14,881,922 $12,714,089 $11,273,484 $9,645,936 $8,915,657 <br />Plus Change in Net Position 1,066,189 985,861 (19,850) 156,612 185,882 <br />Plus Depreciation <br /> 3,030,678 3,182,035 3,685,551 3,799,110 3,894,243 <br />Plus Bond Proceeds <br /> - 11,250,000 - - - <br />Less Capital Improvements <br /> (4,540,700) (15,105,500) (3,406,750) (2,854,000) (3,332,200) <br />Less Loss of Revenue Pmts <br /> (800,000) (800,000) (800,000) (800,000) (800,000) <br />Less Debt Principal <br /> (924,000) (953,000) (1,086,500) (1,032,000) (966,000) <br />Ending Balance $12,714,089 $11,273,484 $9,645,936 $8,915,657 $7,897,583 <br />Reserve Goal $7,362,998 $8,212,108 $8,099,589 $8,136,525 $8,275,657 <br />Reserves as % of Goal 173% 137% 119% 110% 95% <br />(1)1.5% rate increase each year from 2021-2024. <br />Net metering is a billing mechanism where customers with distributed generation (like <br />rooftop solar) are credited for electricity they deliver back to the distribution system. For <br />example, if a residential customer has a solar system on the home's rooftop, it may <br />generate more electricity than the home uses during daylight hours. If the home is net- <br />metered, the utility pays the customer for the excess generation. The rate paid for the <br />excess generation varies by state and utility. <br />The State of Minnesota has a statute governing net metering. Prior to the 2015 <br />legislative session, municipal utilities like ERMU, were required to pay the customer the <br />"Average retail utility energy rate" <br />means, for any class of utility customer, the quotient of the total annual class revenue <br />-18- <br />93 <br />