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Elk River Municipal Utilities <br />Elk River, Minnesota <br />Notes to the Financial Statements <br />December 31, 2019 <br />Note 2:Detailed Notes on All Funds (Continued) <br />Concentration of Credit Risk.Is the risk of loss attributed to the magnitude of a government's investment in a <br />single issuer.According to their investment policy the Utilities’ portfolio maturities shall be staggered to avoid <br />undue concentration of assets in any one type of instrument. <br />Interest Rate Risk.Is the risk that changes in interest rates will adversely affect the fairvalue of an investment. <br />According to their investment policy the Utilities’ will stagger maturities to avoid undue concentration of assets at a <br />specific maturity sector. <br />B.Capital Assets <br />Capital asset activity for the year ended December 31, 2019was as follows: <br />BeginningEnding <br />BalanceIncreasesDecreasesBalance <br />Capital Assets not <br />being Depreciated <br />Land$678,921$-$-$678,921 <br />Intangible23,279,955834,184-24,114,139 <br />Construction in progress467,4702,058,365(1,514,127)1,011,708 <br />Total Capital Assets <br />not being Depreciated24,426,3462,892,549(1,514,127)25,804,768 <br />Capital Assets being Depreciated <br />Land improvements23,389--23,389 <br />Buildings3,917,32827,066-3,944,394 <br />Machinery and equipment3,969,945375,809(187,039)4,158,715 <br />Infrastructure85,787,5441,686,064(201,642)87,271,966 <br />Total Capital Assets <br />being Depreciated93,698,2062,088,939(388,681)95,398,464 <br />Less Accumulated <br />Depreciation for <br />Intangible(165,883)(668,134)-(834,017) <br />Land improvements(18,195)(936)-(19,131) <br />Buildings(2,041,840)(110,649)-(2,152,489) <br />Machinery and equipment(2,396,004)(316,374)150,467(2,561,911) <br />Infrastructure(40,917,958)(2,907,314)187,178(43,638,094) <br />Total Accumulated <br />Depreciation(45,539,880)(4,003,407)337,645(49,205,642) <br />Total Capital Assets <br />being Depreciated, Net48,158,326(1,914,468)(51,036)46,192,822 <br />Business-type Activities <br />Capital Assets, Net$72,584,672$978,081$(1,565,163)$71,997,590 <br />36 <br />126 <br />