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<br /> <br />10 <br />498470v2 JSB EL185-13 <br />22. Submit Historical Financial Statements: Financial statements should cover the past three <br />years. Financial Statements should include: Personal Tax Returns, Personal Financial <br />Statement, and details on existing debt agreements. A commitment letter from the primary <br />financial institution must accompany the application. <br /> <br />23. Are you committed to using the property as your primary residence for at least 5 years? <br /> <br />