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4.1. JFC 06-25-2019
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4.1. JFC 06-25-2019
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6/20/2019 2:01:37 PM
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City Government
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<br />Business documents and how it impacts the Five C’s of credit: <br />Business <br />Documents <br />Cash Capacity Credit <br />Capacity <br />Character Capital Collateral <br />Application X X X X X <br />Credit Report X X X <br />Business Bank <br />Statements <br />X X <br />Tax Return X X <br />Profit and Loss X <br />Projections X <br />Balance Sheet X X X X X <br />Business Plan X <br />Loan Officer <br />Recommendation <br />X X <br /> <br />Personal Financial Information and how it impacts the Five C’s of credit: <br />Personal <br />Financial <br />Information <br />Cash Capacity Credit Capacity Character Capital Collateral <br />Paystub X X X X <br />Spouse Credit <br />Report <br />X X X <br />Proof of other <br />sources of <br />income <br />X X <br />Personal Bank <br />Statements <br />X X X X <br />Tax Return X X <br />Form 4506 X <br />Personal <br />Financial <br />Statement <br />X X X X X <br /> <br />
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