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MirS4R4t 11;12 <br /> Minnesota Municipat Power Agercy <br /> Financial Review <br /> • Competitive Rates <br /> — Lower Than Xcel <br /> • Stable Financial Position <br /> • Bond Rating Upgrades <br /> — Fitch A+ <br /> — Moody's Al <br /> - Reasons for upgrade: <br /> • Strong Member Credit Profile <br /> • Competitive Rates <br /> • Strong Energy Procurement and Financial Strategies <br /> • Effective Management <br /> 7 <br /> 91 <br />