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CEE / CEE_Application / 9-18 <br />Acknowledgments and Agreements <br />I agree to, acknowledge, and represent the following statements to CEE (this includes CEE's agents, service <br />providers, and any of their successors and assigns), and to other participants in the loan or grant applied for <br />(including any actual or potential source of funding, any actual or potential owner of the loan or acquirer of any <br />beneficial or other interest in the loan, any guarantor, servicer or service provider on the transaction, and any of <br />their successors and assigns). <br />By signing below, I agree to, acknowledge, and represent the following statements about: <br />(1) The complete information for this application. <br />The information I have provided in this application is true,accurate, and complete as of the date I signed this <br />application. If the information I submitted changes or I have new information before the closing of the transaction, <br />I must change and supplement this application. CEE and other participants in the loan or grant applied for may rely <br />on the information contained in the application before and after closing of the transaction. Any intentional or <br />negligent misrepresentation of information may result in the imposition of civil liability on me, including monetary <br />damages, if a person suffers any loss because the person relied on any misrepresentation that I have made on this <br />application, and/or criminal penalties on me including, but not limited to, fine or imprisonment or both under the <br />provisions of federal law (18 U.S.C. 1001 et seq.). <br />(2) Electronic records and signatures. <br />CEE and other participants in the transaction may keep any paper record and/or electronic record of this application, <br />whether or not the transaction is approved. If this application is created as (or converted into) an "electronic <br />application", I consent to the use of "electronic records" and "electronic signatures" as the terms are defined in and <br />governed by applicable federal and state electronic transaction laws. I intend to sign and have signed this <br />application either using my: (a) electronic signature; or (b) a written signature and agree that if a paper version of <br />this application is converted into an electronic application, the application will be an electronic record, and the <br />representation of my written signature on this application will be my binding electronic signature. I agree that the <br />application, if delivered or transmitted to CEE or other participants in the loan or grant applied for as an electronic <br />record with my electronic signature, will be as effective and enforceable as a paper application signed by me in <br />writing. <br />(3) Delinquency. <br />CEE and other participants may report information about my account to credit bureaus. Late payments, missed <br />payments, or other defaults on my account may be reflected in my credit report and will likely affect my credit <br />score. <br />(4) Use and sharing of information. <br />I understand and acknowledge that CEE and other participants in the loan or grant applied for can obtain, use, and <br />share the application, a consumer credit report, and related documentation for purposes permitted by applicable <br />laws. <br />(5) Eligibility. <br />I am not a spouse, child, parent, sibling or spouse of a sibling of a CEE director, officer or employee, nor do I hold <br />any of the aforementioned positions. <br />(6) Security interest. <br />If I have applied for a loan, the loan may be secured by a mortgage or deed of trust which provides CEE a security <br />interest in the property described in this application. <br />4 of 5